Pay today, pay next week, pay the week after that: that’s the idea behind Laybuy.com -- a new payment service that lets you buy something today, spread the cost over six weeks, interest-free.
Laybuy now allows online shoppers to pay for vapes in a six-week, interest-free payment plan. This means you can pay for your purchases in installments, once a week for six weeks, without interest. You can buy all the e-liquids you want to try for a month and pay for them weekly!
In this post, we are going to discuss further how you can use Laybuy to buy from your favorite vape shop:
How Does Laybuy Work?
If you don’t have any prior credit history or you have bad credit, Laybuy may need to run a credit check before they grant you an account. Once your credit score has been confirmed and your account has been verified, they will assign a limit that determines how much money you can spend on CBD per purchase and over the lifetime of your account. Once your limit has been set, you can begin shopping for CBD as soon as you like.
When you complete an order, a payment equivalent to one-sixth of the purchase price will be charged to your selected credit or debit card. The following five payments will be processed every week on your original order purchase. No further action is needed from you, and you can review all account information and a payment schedule through your Laybuy account.
How Much Does Laybuy Cost?
Laybuy charges $6.95 for each weekly installment payment you make on your behalf. Not only is this fee completely optional, but it is also refunded to you in the form of interest-free credit.
To illustrate just how much of a saving the interest you earn on your Laybuy credit can be:
If you buy a $200 product on Laybuy, for example, your credit amount will be $211.95 (the number of products you’ve purchased plus the $6.95 fee). If you had to borrow the money from a bank at a yearly percentage rate of 15%, you’d end up paying $225.12 on top of your interest fees. This means Laybuy’s fee is effectively a $15 saving.
Why Was a Payment Taken When I Placed the Order?
When you place an order on Laybuy, the payment equivalent to 1/6 the total price of your order will be automatically taken from your selected credit card or bank account. This payment is a pre-authorization: it is set aside and held by Laybuy until you’re ready to pay. The pre-authorization will drop off your statement within five to seven days, as long as you don’t cancel the order in that time.
How Can I Be Eligible to Use Laybuy?
To be a Laybuy customer, you must:
- Be at least 18 years of age
- Have a valid passport, visa, or driver’s license
- Have a bank account in the same name as your Laybuy user account
- Have a bank account in Australia, New Zealand, or the United States
- Have a credit card or a bank account in the same name as your Laybuy user account
As you can see, Laybuy is a great tool for you to use, and it is a service that gives you so much freedom!
If you are looking for a way to pay for vape online and not have to worry about buying something that you cannot afford, then Laybuy is for you.
All you have to do is pay 1/6th of the price of your order each week, and you can buy all the vapes, e-liquids, and other items that you want from your trusted vape shop, without paying interest.
V8PR is a trusted vape shop in the UK that offers Laybuy as a payment option. Check out our products today and use Laybuy to get what you want in the most convenient way possible!